Be A Better You: Personal finance

By Michael Cobb
http://www.be-a-better-you.com

Surefire Ways to Attain Moneymaking Success

You have probably heard other people say that "Money isn't
everything" or "Money can't buy happiness." They may be
right in some aspects; but it's not just about the money.

It's about having an ideal lifestyle - being able to have
control over your time and schedule, having no one ordering
you around, not having to look at the price tags every time
you go out shopping, and just enjoying the freedom that you
truly deserve.

But why do many people fail to achieve financial freedom?
Through experience, I have observed that they have limited
belief.

That's the problem with most people. They have set up a
boundary in their minds. This barrier stops any
possibility of surpassing the current limits of their
belief.

For example, many people would think that their boring
day job is all that they're good enough for. They do
not like to think outside the box. They do not grab
opportunities that are theirs for the taking. Fears
and doubts have been causing them to miss these golden
chances of a lifetime.

There are plenty of opportunities out there. They may
enroll in night classes, do some research on how to make
more money, or start an internet business.

When I was just starting my online endeavors, all my
friends and relatives (with the exception of my internet
marketing friends, of course) would discourage me in
entering this venture. They would repeatedly inform me
that I'm wasting my time and nothing good would come out
of it.

Had I listened to them, I would not have achieved online
success. If they have succeeded in implanting their own
restricted beliefs into my mind, I never would have
tasted the joy of being an infopreneur.

No offense to them. I respect their decisions.
Everyone has the right to voice out their opinions, but
no one has the right to force others in accepting their
belief. Thank goodness my internet marketing pals have
encouraged and supported me all the way.

Believe that you have the capacity and power to attain
moneymaking success, and you're halfway there.

Plan everything. Make a list of things that would
allow you to save money. Cut back on using your
credit card, pay your bills on time, make wise
investment decisions, and try your best to start in
some sort of business (no matter how small).

More importantly, action should be taken. It's not
enough to just believe. You have to make a move.
Does making mistakes frighten you? Don't be. The
more mistakes you make, the closer you will get to
success.

Sacrifice. Instead of watching TV or going shopping,
invest more time on those activities that would propel
you in reaching your financial goals.

Many people would repeatedly complain that they're
sick and tired of their lives, but do they really
deserve a better life? The harder you work, the
more chances that success will hit you.

Never, ever give up. Quitting is not an option.
You must keep on pounding and pounding until you
have achieved your mission.

Money may not be everything, but living your life
the way you want it to be is.

---------------------------------------------------
Article provided by Michael Cobb. Visit Michael's Self Help, Self Improvement, Motivation and Personal Growth website at http://www.be-a-better-you.com/articles or the Self Help, Self Improvement, Motivation and Personal Growth Blog at http://be-a-better-you.blogspot.com for more great articles, tips and resourses.
---------------------------------------------------
This article may be freely used and distributed in its original
form on the condition that the above resourse box (including
links) and this paragraph are left intact.
---------------------------------------------------

By Michael Cobb
http://www.be-a-better-you.com

Valuable Tips to Save More Money

Many people earn wages just enough to supply their basic necessities. But if you truly want to be financially secured, you have to acquire more money than what you’re spending – money that you can invest in a business or in other ventures that can propel you to financial freedom. To be able to do this, you have to start saving early in life.

Here are some pointers regarding saving money:

1. Set a minimum amount to be saved. Savings are not meant to cover bill payments should one fall short of cash. They are intended for financial security. A little savings, in time, will become big; and it can be used as investment capital to earn more. Question: “Where will I get the cash I need should I fall short of it?” The answer: “Find other means of earning extra income, say a weekend part-time job. Any excess cash from one’s part-time job can be added to your savings.

2. Shop only for items needed, not for products that you wanted to buy on impulse. Think first before you purchase. Don’t fall prey to bargains not needed. It is not suggested that one should starve or be in a pitiful state. As a matter of fact, one can reward himself/herself once in a while for accomplishments made.

3. Review one’s lifestyle. Change or scale down habits that seem to be not-so-wise spending. For instance, frequent eating in restaurants which is more expensive than homemade cooking can be lessened. Taking the bus or train when possible, instead of driving one’s own car, can save on gas and parking fees. If one have to drive his/her car, try car pooling with officemates or neighbors; thereby sharing on expenses.

4. Check your regular monthly bills on utilities like electricity, gas, water, telephone and ask oneself: “Where can I save?”

It may take a while to get adjusted to a lifestyle in the “savings” mode, even to the point of “little sacrifices.” Adapt a gradual, progressive change to save to lessen the impact of adjustment from the lifestyle one used to be accustomed to.

There are more ways of starting the path to a financially secured life by making use of one’s creativity.

Remember, little things mean a lot.

Be A Better You

Categories

Surefire Ways to Attain Moneymaking Success

Valuable Tips to Save More Money

Search This Blog

Archives